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		<title>Here’s to 2012: a first tuesday realty forecast</title>
		<link>http://www.pmzbuzz.com/2012/02/03/here%e2%80%99s-to-2012-a-first-tuesday-realty-forecast/</link>
		<comments>http://www.pmzbuzz.com/2012/02/03/here%e2%80%99s-to-2012-a-first-tuesday-realty-forecast/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 21:27:15 +0000</pubDate>
		<dc:creator>PMZ Real Estate</dc:creator>
				<category><![CDATA[Agent Buzz]]></category>

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		<description><![CDATA[This article looks back on the big topics reported on the first tuesday journal in 2011 and forecasts the state of California’s real estate market and economy for 2012 and the years ahead. Read source]]></description>
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		<title>HAMP Expansion Gets Good Reviews, For Now</title>
		<link>http://www.pmzbuzz.com/2012/02/03/hamp-expansion-gets-good-reviews-for-now/</link>
		<comments>http://www.pmzbuzz.com/2012/02/03/hamp-expansion-gets-good-reviews-for-now/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 18:00:49 +0000</pubDate>
		<dc:creator>Scenic Oaks Funding</dc:creator>
				<category><![CDATA[Scenic Oaks News]]></category>

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		<description><![CDATA[The expansion of the Home Affordable Modification Program is getting a lot of applause even though judging from past performance it may not get a standing ovation when the new deadline expires in December 2013.]]></description>
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		<title>MBS MID-DAY: Mostly Sideways After NFP-Inspired Losses</title>
		<link>http://www.pmzbuzz.com/2012/02/03/mbs-mid-day-mostly-sideways-after-nfp-inspired-losses/</link>
		<comments>http://www.pmzbuzz.com/2012/02/03/mbs-mid-day-mostly-sideways-after-nfp-inspired-losses/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 16:21:00 +0000</pubDate>
		<dc:creator>Scenic Oaks Funding</dc:creator>
				<category><![CDATA[Scenic Oaks News]]></category>

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		<description><![CDATA[Posted To: MBS Commentary MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-23 : -0-11 FNMA 4.0 105-20 : -0-06 FNMA 4.5 106-26 : -0-04 FNMA 5.0 108-01 : -0-01 GNMA 3.5 105-03 : -0-10 GNMA 4.0 107-25 : -0-06 GNMA 4.5 109-05 : -0-03 GNMA 5.0 110-29 : -0-01 FHLMC 3.5 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>PHH Restructuring; MBA Classes; Servicing Comp Change Bearing Away; Harsher Fraud Penalties Coming?</title>
		<link>http://www.pmzbuzz.com/2012/02/03/phh-restructuring-mba-classes-servicing-comp-change-bearing-away-harsher-fraud-penalties-coming/</link>
		<comments>http://www.pmzbuzz.com/2012/02/03/phh-restructuring-mba-classes-servicing-comp-change-bearing-away-harsher-fraud-penalties-coming/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:34:55 +0000</pubDate>
		<dc:creator>Scenic Oaks Funding</dc:creator>
				<category><![CDATA[Scenic Oaks News]]></category>

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		<description><![CDATA[Posted To: Pipeline Press The e-mail wires here in Miami have been burning up with&#8230;e-mails. PHH clients received a note from Norm Fitzgerald , explaining the recent restructuring. &#8220;I am writing to let you know we recently decided to reallocate resources from our Correspondent Lending channel to our Private Label Solutions and Real Estate Field [...]]]></description>
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		<title>Home repairs: Which jobs come first?</title>
		<link>http://www.pmzbuzz.com/2012/02/03/home-repairs-which-jobs-come-first/</link>
		<comments>http://www.pmzbuzz.com/2012/02/03/home-repairs-which-jobs-come-first/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 10:27:41 +0000</pubDate>
		<dc:creator>Scenic Oaks Funding</dc:creator>
				<category><![CDATA[Scenic Oaks News]]></category>

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		<description><![CDATA[Lean times call for budgetary triage. But while you should clearly opt for orthodontics before Disneyland, the choice is tougher when it comes to home maintenance.]]></description>
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		<title>Finally, a foreclosure settlement (Maybe)</title>
		<link>http://www.pmzbuzz.com/2012/02/03/finally-a-foreclosure-settlement-maybe/</link>
		<comments>http://www.pmzbuzz.com/2012/02/03/finally-a-foreclosure-settlement-maybe/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 10:21:07 +0000</pubDate>
		<dc:creator>Scenic Oaks Funding</dc:creator>
				<category><![CDATA[Scenic Oaks News]]></category>

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		<description><![CDATA[States have until late Monday to agree to the latest draft deal aimed at relieving homeowners struggling with mortgages bigger than their home&#8217;s value.]]></description>
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		<title>Frannie forbears, unemployed homeowners defer</title>
		<link>http://www.pmzbuzz.com/2012/02/02/frannie-forbears-unemployed-homeowners-defer/</link>
		<comments>http://www.pmzbuzz.com/2012/02/02/frannie-forbears-unemployed-homeowners-defer/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 03:26:23 +0000</pubDate>
		<dc:creator>PMZ Real Estate</dc:creator>
				<category><![CDATA[Agent Buzz]]></category>

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		<description><![CDATA[Unemployed homeowners with mortgages owned by Freddie Mac and Fannie Mae (Frannie) now have the option of participating in a mortgage forbearance program. The revised policy took effect February 1, 2012 for Freddie Mac and will take place March 1, 2012 for Fannie Mae. Not all homeowners with a mortgage from Frannie – 60% of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Own Vs. Rent Riles Government Housing Policy</title>
		<link>http://www.pmzbuzz.com/2012/02/02/own-vs-rent-riles-government-housing-policy/</link>
		<comments>http://www.pmzbuzz.com/2012/02/02/own-vs-rent-riles-government-housing-policy/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 21:26:03 +0000</pubDate>
		<dc:creator>PMZ Real Estate</dc:creator>
				<category><![CDATA[Agent Buzz]]></category>

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		<description><![CDATA[While homeownership may be a tenet of the “American Dream,” renting is today’s actuality for a growing number of Americans. Read source]]></description>
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		<slash:comments>0</slash:comments>
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		<title>MBS MID-DAY: 2/2/2012</title>
		<link>http://www.pmzbuzz.com/2012/02/02/mbs-mid-day-222012/</link>
		<comments>http://www.pmzbuzz.com/2012/02/02/mbs-mid-day-222012/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 16:22:55 +0000</pubDate>
		<dc:creator>Scenic Oaks Funding</dc:creator>
				<category><![CDATA[Scenic Oaks News]]></category>

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		<description><![CDATA[Posted To: MBS Commentary MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 104-03 : +0-05 FNMA 4.0 105-26 : +0-03 FNMA 4.5 106-29 : -0-01 FNMA 5.0 108-01 : -0-01 GNMA 3.5 105-14 : +0-04 GNMA 4.0 107-32 : +0-04 GNMA 4.5 109-07 : +0-01 GNMA 5.0 110-29 : +0-01 FHLMC 3.5 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Short Sales Set to Dominate 2012 Servicing</title>
		<link>http://www.pmzbuzz.com/2012/02/02/short-sales-set-to-dominate-2012-servicing-2/</link>
		<comments>http://www.pmzbuzz.com/2012/02/02/short-sales-set-to-dominate-2012-servicing-2/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 15:34:00 +0000</pubDate>
		<dc:creator>Scenic Oaks Funding</dc:creator>
				<category><![CDATA[Scenic Oaks News]]></category>

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		<description><![CDATA[There is vast speculation among many real estate analysts that short sales will be very prevalent this year as delinquencies and foreclosures continue to be a major problem throughout the country.]]></description>
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